The business world has changed tremendously in the last few years, and your role as a Human Resources director has probably changed also.  With insurance costs rising every quarter, and companies making cut backs in every area they can.  Because of this, the benefits that you have to offer your employees may be less than ideal.  As a HR director, it is part of your job to make sure that your employees have the best benefits (more…)

  You would have to be living with no connections to the modern world not to know that the economy and job markets are dismal at best.  Gone are the days of a sure job, and unlimited overtime.  Now many companies are cutting hours, laying off in waves, or all together shutting down. 

  A 2007 Fannie Mae study shows that the average worker will experience unemployment 2.3 times during their career.  The (more…)

Unemployment is a serious concern now. Recession has hit the Information Technology and other sectors badly and a huge number of people are being laid off. If you dread to lose your job, which is inevitable how do you protect your loan payments and your regular income. It is stressful to even think about it. Be prepared for such situations of redundancy and learn how to survive financially when your regular income is at stake. (more…)

During these times of economic turbulence and insecurity we all have a immense need for sickness, accident, unemployment & redundancy protection. Most of us have a mortgage, loans, credit cards, utility bills and everyday living expenses that would need to be paid if we were to lose our jobs through a redundancy, become ill or suffered an injury and be unable to work for a while.

With household budgets already (more…)

The bureau of labor and statistics shows that the average worker will be laid off 2.3 times in their career.  That was before the economy had taken this sharp downturn.  The average length of time spent unemployed is about 16.5 weeks.  The national unemployment benefit check is reported to be $378 a week.

That’s enough time to either drain your hard earned savings, or worse, if you don’t have much sav (more…)