Today it is hard to watch television or read the newspaper and not know that we are having a mortgage crisis. Even though most of us never plan on defaulting on a mortgage there can be many reasons this can happen. A loss of employment, sudden death of the primary provider in the family or a catastrophic injury. These are some good reasons to have mortgage insurance. This insurance provides a sense of security to the lender to counter (more…)

Financing the purchase of your car can be difficult. Recent research has highlighted the fact that most consumers have decided how to pay for their vehicle even before visiting a forecourt. Reasons for this include high interest rate charges and the motor trade’s poor reputation. Showroom finance is often not considered as an option, with high street and online lenders greatly preferred, perhaps not surprising considering that they do traditio (more…)